Can you insure a premature wedding?

I came across a new insurance product (not exactly new but new enough to me) online this afternoon after a heated verbal argument with my fiancée – wedding insurance, which safeguards your big-day investment with cancellation, postponement, legal expense, liability, natural disaster and so on coverage.

As explained on the web page, on your wedding day 'things can and do go wrong' and although 'wedding insurance can't guarantee that your special day will run smoothly', whatever happens, it give you peace of mind and helps financially. Clearly, the insurance covers financial losses and extra expenses for re-arrangement should any unexpected happens.

However, can you insure a wedding even if it is still under planning and may end prematurely?

I don't think there is any policy that pays if the wedding is cancelled and you break up with your fiancé(e) because of certain dispute over details of the ceremony or whether traditional customs should be followed. What's more, not until today did I realise how the process of planning a wedding may spoil a good relationship, lead to irremediable damage to both families, shatter hopes and cause huge power struggles.

Well, I'm not suggesting that my wedding plan is terminated. The Scottish wedding at the six-hundred-year-old Church of the Holy Rude, Stirling on the 23rd of June, a dream to my fiancée, will surely come true but the Taiwanese wedding to amuse family members and friends of both sides in Taiwan may be nixed due to a ridiculous rhubarb.

I was told the English will fight furiously on every single issue regarding a wedding for months before, right through or even after the great day and in the event both families may sue each other. However, I don't think the Taiwanese are any more rational although we don't usually bring the case before the court.

My parents would like to observe the tradition of choosing an auspicious date and hour for the wedding by consulting a Chinese astrologist who performs the analysis based on my and my fiancée's birth-dates and birth-hours. According to the astrologist my parents engaged, the auspicious hour is between 7 and 9am.

Obviously, the said auspicious hour is a wee bit early for a wedding ceremony, but my soon-to-be parents-in-law surprisingly can't be bothered to have a meeting with my parents to discuss details and find common ground.

Bloody heck, if my parents are so conservative and my fiancée's parents just don't even have the courtesy to be there vis-à-vis with my parent, I'll just have one wedding in Stirling and say 'off you go' to our parents.